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Wanted to Say Thank You, and Let's Talk About Rates
Happy Thursday – I hope you had a great Thanksgiving. I am feeling exceptionally thankful this year. The real estate and mortgage market...
kmadrid78
Nov 30, 20231 min read


kmadrid78
Nov 9, 20230 min read


Cash Out Refinance
Happy Thursday – I hope you are doing well. For this week’s video, I want to talk about using the equity in your home to pay off other...
kmadrid78
Nov 9, 20231 min read


Fight, Flight, or the other F-word
Happy Thursday – I hope you are doing well. For this week’s video I want to talk about mindset in this market. It is a very tough market...
kmadrid78
Oct 26, 20232 min read


Soft Credit Pull vs Hard Credit Pull
Happy Friday – I hope you are doing well. For this week’s video I want to discuss when you should use a soft credit pull vs. a hard...
kmadrid78
Oct 20, 20232 min read


Experienced Loan Officers Needed
Happy Weds – I hope you are doing well. I wanted to reach out and ask a favor. We are looking to hire 5 more loan officers and wanted...
kmadrid78
Oct 12, 20231 min read


2/1 Buy Down vs Price Reduction
Happy Thursday – I hope you are doing well. If you have been watching the news, you know rates are going up every day. This is continuing...
kmadrid78
Oct 5, 20232 min read


Rate Buy Down Options
Happy Thursday – I hope you are doing well. For this week’s video I want to discuss interest rates and options to help until rates come...
kmadrid78
Sep 26, 20232 min read


Debt Consolidation Loan
Happy Thursday – I hope you are doing well. For this week’s video I want to discuss using the equity in your home to pay off other debt....
kmadrid78
Sep 15, 20231 min read


New Loan Programs
Happy Thursday – I hope you are doing well. For this week’s video I wanted to share a few new loan programs we are rolling out. Please...
kmadrid78
Aug 31, 20231 min read


Affordability and Debt Consolidation
Good morning. I hope you are having an amazing week. Since rates are not going down yet, we know affordability is one of the biggest...
kmadrid78
Aug 18, 20232 min read


Understanding the Math
Happy Thursday – I hope you are doing well. For this week’s video I want to discuss buying now when rates are in the 6’s vs waiting until...
kmadrid78
Aug 10, 20232 min read


Interest Rates
Happy Thursday – I hope you are doing well. For this week’s video I want to discuss interest rates. When I sent my video last week rates...
kmadrid78
Jul 20, 20232 min read


Rates and 1/0 Buy Down
Happy Thursday – I hope you are doing well. For this week’s video I want to discuss interest rates and options to help until rates come...
kmadrid78
Jul 13, 20232 min read


Buy Before Rates Go Down
Happy Thursday – I hope you are doing well. The FED met yesterday and said they are taking a pause on rate hikes but expect more this...
kmadrid78
Jun 19, 20231 min read


1% Down Conventional Mortgage
Happy Thursday – I hope you are doing well. For this week’s video I want to share a new loan program that allows buyers to put 1% down...
kmadrid78
Jun 8, 20231 min read


What's Going on with Rates?
Happy Thursday – I hope you are doing well. If you have been watching the news or received mortgage estimates recently you know rates...
kmadrid78
Jun 1, 20231 min read
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