Happy Thursday – I hope you are doing well. For this week’s video, I want to explain how the loan process works from start to finish. I find a lot of people hesitate on contacting a lender because they are overwhelmed with what it takes to apply for a loan. However, once you understand the details, the whole process seems less daunting. Based on this, I have created a welcome packet that explains the process from start to finish. Please see the link below for details and call me with any questions.
Also, please note the initial part of the loan process only requires a soft credit pull that does not affect your credit score. This is important because people also hesitate to call a lender as they don’t want a hard credit pull. The soft pull allows us to get your credit score so we can help you set your budget on a future purchase or run a cost/benefit analysis to see if refinancing makes sense for you. So, if you think you want to buy next year or you’re wondering what the numbers look like on a refinance, this allows us to give you accurate estimates without negatively impacting your credit score.
Cornerstone Mortgage Group
Georgia Residential Mortgage Licensee: 21412 • Company NMLS: 147913 • Individual NMLS: 147938